Passive Investing Australia Building a passive portfolio Inflation and why you can’t just put everything in fixed term deposits Fear of investing The risk-reward spectrum Asset allocation and your risk tolerance Index funds Mitigating risks Bond funds Equity funds Franking credits – how much more are you really getting? Currency risk – Personalising your AUD to non-AUD allocation Portfolio maintenance – rebalancing VDHG or roll your own Does the 10% bonds in VDHG make it a no-go? DHHF and other VDHG alternatives Summary, next steps, and further reading Creating an investment plan Creating an investment plan and Investment Policy Statement (IPS) How much do I need to save every month to meet my retirement goal? Beyond the Essentials What about other asset classes besides stocks and bonds? What’s the deal with REITs? What’s the deal with small caps? Cash vs bonds (or both) in your portfolio Risk premium explained Stock market risk Common questions Should I hold off buying stocks until the volatility has reduced? Whipsaws and hopping out of the market when there’s bad news The market has never been this high – should I wait to invest? Lump-sum investing Low interest rates – should I move to high dividend stocks instead? Low interest rates – should I move from HISA to Bonds? Why bonds? Pay off the mortgage faster or invest? ETFs vs managed funds vs index funds Should I diversify out of VDHG? The Australian version of the 3-fund-portfolio How is VDHG tax-inefficient? Misconceptions explained Dividends are not safer than selling stocks Dividend investing vs total return investing LICs – are they all they’re cracked up to be? What is total return investing? P2P lending and the risk-return spectrum The truth about investment bonds Why not invest in Indian fixed deposits at 8% interest? Should I chase higher interest rates in another country? Why not just invest everything in the US market? Emerging markets is crap – should I leave it out? Why you can ignore the index bubble argument Miscellaneous Fund domicile and avoidable US taxes Non-residents or not planning on retiring to Australia The problem with pooled funds Wraps and why advisors love them How 1% fees cost you a third of your nest egg Revision log
