Terms and Policies

Legal Disclaimer

All information on this website is for general information only and should not be taken as constituting professional advice. I am not a licensed financial adviser, and therefore cannot give personal financial advice, financial recommendations, or even general financial advice. The sole purpose of our content is not to provide financial advice but to provide factual information for educational purposes only. You should consider seeking independent legal, financial, taxation or other advice to check how the information on this website relates to your unique circumstances.

I make every effort to keep content relevant, up to date and accurate. However, due to the fluid nature of financial information (e.g., bank interest rates, investment returns, product fees), it can be difficult to do so. As such, Passive Investing Australia makes no guarantees that anything written on the website is accurate or factually correct, and we are not liable for any loss caused, whether due to negligence or otherwise arising from the use of, or reliance on, the information provided directly or indirectly, by use of this website.

Copyright

© PassiveInvestingAustralia, 2019. All articles and content on PassiveInvestingAustralia.com are subject to copyright. The unauthorised use or duplication of this material without express and written permission from PassiveInvestingAustralia.com is strictly prohibited. Text excerpts and links may be used, provided that full and clear credit is given to PassiveInvestingAustralia.com with appropriate and specific direction to the original content.

Affiliate Relationships

Passive Investing Australia does not have any content containing affiliate links, but at our discretion, we may in future include affiliate links for products or services that I personally believe in. My goal is to provide information and recommendations that may help others, and full transparency is very important to me.

I will never recommend a product or service I do not believe in.

If you decide to make a purchase through affiliate links (if they exist in the future), I may get a small commission (at no cost to you) to help run and maintain Passive Investing Australia.

Privacy Policy

At Passive Investing Australia, we are committed to maintaining the trust and confidence of all visitors to our website. In particular, we want you to know that Passive Investing Australia is not in the business of selling, renting or trading email lists with other companies and businesses for marketing purposes. We take your privacy seriously and take measures to provide all visitors and users of Passive Investing Australia with a safe and secure environment.

This privacy policy has been compiled to better serve those who are concerned with how their ‘Personally Identifiable Information’ (PII) is being used online. PII, as used in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.

What personal information does PassiveInvestingAustralia.com collect from the people that visit the website?

When registering on PassiveInvestingAustralia.com, as appropriate, you may be asked to enter your email address or other details to help you with your experience.

In addition, when you visit PassiveInvestingAustralia.com, we automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies that are installed on your device. Additionally, as you browse, we collect information about the individual web pages or products that you view, what websites or search terms referred you here, and information about how you interact here.

When does PassiveInvestingAustralia.com collect information?

PassiveInvestingAustralia.com collects information from you when you subscribe to a newsletter or enter information on our site. Additionally, when you click on links on the website or links that bring you to PassiveInvestingAustralia.com.

How does PassiveInvestingAustralia.com use your information?

PassiveInvestingAustralia.com may use the information that it collects from you when you register, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:

  • To personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested.
  • To improve our website in order to better serve you.
  • To allow us to better service you in responding to your customer service requests.
  • To send periodic emails regarding your order or other products and services.
  • To follow up with them after correspondence (live chat, email or phone inquiries).

We also use your device information that we collect to improve and optimize our website (for example, by generating analytics about how our readers browse and interact with the site).

Does PassiveInvestingAustralia.com use ‘cookies’?

Yes. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your Web browser (if you allow) that enables the site’s or service provider’s systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

PassiveInvestingAustralia.com use cookies to:

  • Understand and save users’ preferences for future visits.
  • Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third party services that track this information on our behalf.

You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (like Internet Explorer) settings. Each browser is a little different, so look at your browser’s Help menu to learn the correct way to modify your cookies.

If you disable cookies, some of the features that make your site experience more efficient may not function properly.

For more information about cookies, and how to disable cookies, visit www.allaboutcookies.org.

Third-party disclosure

We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information.

Third-party links

We do not have any third-party links on our site, but at our discretion, we may in future include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We, therefore, have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

Google Analytics

When someone visits Passive Investing Australia we use a third party service, Google Analytics, to collect standard internet log information and details of visitor behaviour patterns. We do this to track things such as the number of visitors to the various parts of the site and interactions with the site. This information is processed in a way which does not identify anyone. We do not make, and do not allow Google to make, any attempt to find out the identities of visitors to our website.

Google AdSense

We have not enabled Google AdSense on our site but we may do so in the future.

Google’s advertising requirements can be summed up by Google’s Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en.

Changes

We may update this privacy policy from time to time in order to reflect, for example, changes to our practices or for other operational, legal or regulatory reasons.

Contact Passive Investing Australia

If there are any questions regarding this privacy policy, you may contact us using the contact link at the top right of the website.