Should I hold off buying stocks until the volatility has reduced?
With the huge daily price movements in the stock market, is it better to sit out of the market and wait for some calm waters? Here’s what you need to know. Read on »
Common questions
Whipsaws and hopping out of the market when there’s bad news
In major market declines, couldn’t we temporarily switch to cash after a slight decline and then switch back when it’s lower? Maybe, but it comes with a price. Read on »
The market has never been this high – should I wait to invest?
The inherent problems with waiting to invest, what it really means if you’re worried about a crash, and how to proceed. Read on »
Lump-sum investing
Investing a lump sum exposes you to entry-point risk. Depending on your risk tolerance, it can be a good idea to learn to DCA the right way. Read on »
Low interest rates – should I move to high dividend stocks instead?
What you need to know if you are thinking of moving your money into high dividend stocks to get a higher return than banks offer in this low rate environment. Read on »
Low interest rates – should I move from HISA to Bonds?
With interest rates returning effectively nothing over inflation, is it worth moving from cash to bonds? To answer this, we need to compare the risk and return of each. Read on »
Why bonds?
With interest rates returning effectively nothing over inflation, is it worth moving from cash to bonds? To answer this, we need to compare the risk and return of each. Read on »
Pay off the mortgage faster or invest?
Paying down your mortgage offers a guaranteed return. Investing has a higher return, but it’s not guaranteed. Read on to help decide which is better for you. Read on »
ETFs vs managed funds vs index funds
There are two dimensions when selecting ETFs vs managed funds vs LICs: stock selection style and structure. Here is a breakdown of how it applies to your investment options. Read on »
Should I diversify out of VDHG?
We explore a question that often comes up from new investors whether they should diversify out of just VDHG and add other funds so they don’t have all their eggs in one basket. Read on »
The Australian version of the 3-fund-portfolio
The 3-fund portfolio offers a balance between simplicity, diversification and flexibility, but using funds available on the ASX requires some additional information. Read on »
How is VDHG tax-inefficient?
To answer the question of how is VDHG tax-inefficient, we need to look at two things: Then we will look at your options for how to deal with it. Quick Links Managed funds vs ETFsCurrency hedgingWhat can you do about it?Final thoughts Managed funds vs ETFs What is an ETF and a managed fund? ETFs, managed funds, LICs, investment bonds, trusts, companies, and superannuation are all investment vehicles or legal structures that hold investments. A … Read on »