money stack

Lump-sum investing

Investing a lump sum exposes you to entry-point risk. Depending on your risk tolerance, it can be a good idea to learn to DCA the right way. Read on »

shrug

Why bonds?

​With interest rates returning effectively nothing over inflation, is it worth moving from cash to bonds? To answer this, we need to compare the risk and return of each. ​ Read on »

coloured eggs

Should I diversify out of VDHG?

We explore a question that often comes up from new investors whether they should diversify out of just VDHG and add other funds so they don’t have all their eggs in one basket. Read on »

how is vdhg tax inefficient

How is VDHG tax-inefficient?

To answer the question of how is VDHG tax-inefficient, we need to look at two things: The structural difference between managed funds and ETFs How currency hedging gains and losses are taxed in Australia Managed funds vs ETFs What is an ETF and a managed fund? ETFs, managed funds, LICs, investment bonds, trusts, companies, and superannuation are all investment vehicles or legal structures that hold investments. A structure is not defined by the investments in … Read on »