Tax — Passive Investing Australia

Debt Recycling

September 23, 2025December 1, 2023 by Eli

Debt recycling is a strategy to convert (recycle) your non-deductible (bad) debt into tax-deductible (good) debt.

Read on to learn how debt recycling works, what you can debt recycle, things to watch out for, selecting high-yield or low-yield investments, when you should not debt recycle, and debt recycling vs concessional contributions.

Redraw vs Offset

August 2, 2024December 3, 2023 by Eli

If you are buying a home that you may later turn into an Investment Property, not understanding the difference between a redraw vs offset this could cost you tens of thousands of dollars in lost tax deductions.

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