Debt recycling is a strategy to convert (recycle) your non-deductible (bad) debt into tax-deductible (good) debt.
Read on to learn how debt recycling works, what you can debt recycle, things to watch out for, selecting high-yield or low-yield investments, when you should not debt recycle, and debt recycling vs concessional contributions. Read on »
If you are buying a home that you may later turn into an Investment Property, not understanding the difference between a redraw vs offset this could cost you tens of thousands of dollars in lost tax deductions. Read on »
Investment bonds are marketed as tax-free but tax is paid within the bond, resulting in a worse tax outcome for most. Not to mention all the other downsides. Read on »