Passive Investing Australia Building a passive portfolio Inflation and why you can’t just put everything in fixed term deposits Fear of investing The risk-reward spectrum Asset allocation and your risk tolerance Index funds Mitigating risks Bond funds Equity funds Franking credits – how much more are you really getting? Currency risk – Personalising your AUD to non-AUD allocation Portfolio maintenance – rebalancing VDHG or roll your own Does the 10% bonds in VDHG make it a no-go? DHHF and other VDHG alternatives Summary, next steps, and further reading Creating an investment plan Creating an investment plan and Investment Policy Statement (IPS) How much do I need to save every month to meet my retirement goal? Beyond the Essentials What about other asset classes besides stocks and bonds? What’s the deal with REITs? What’s the deal with small caps? Cash vs bonds (or both) in your portfolio Risk premium explained Stock market risk Common questions What should I do if I have $5,000 (or $20,000) to invest? Should I hold off buying stocks until the volatility has reduced? Whipsaws and hopping out of the market when there’s bad news The market has never been this high – should I wait to invest? Lump-sum investing Low interest rates – should I move to high dividend stocks instead? Low interest rates – should I move from HISA to Bonds? Why bonds? Pay off the mortgage faster or invest? Should I debt recycle or leave my money in the offset? ETFs vs managed funds vs index funds Should I diversify out of VDHG? How to get worldwide index exposure on the ASX The Australian version of the 3-fund-portfolio How is VDHG tax-inefficient? Misconceptions explained Dividends are not safer than selling stocks Dividend investing vs total return investing LICs – are they all they’re cracked up to be? What is total return investing? P2P lending and the risk-return spectrum Why not invest in Indian fixed deposits at 8% interest? Should I chase higher interest rates in another country? Why not just invest everything in the Australian market? Why not just invest everything in the US market? Emerging markets is crap – should I leave it out? Why you can ignore the index bubble argument The stock market is forward looking Miscellaneous Investing for children – The ultimate guide Fund domicile and avoidable US taxes Non-residents or not planning on retiring to Australia Superannuation What is superannuation? When can you access super? Superannuation contribution types Superannuation account types Pre-mixed vs single-asset-class investments How to invest your super How much to save inside vs outside super Consolidate your super First Home Super Saver Scheme Government super co-contribution Carry forward contributions Contribution splitting Spousal contributions The bring-forward rule Income swap strategy Ceasing any employment after 60 Recontribution strategy Downsizer contribution The problem with pooled funds When will the super caps increase Tax Debt Recycling Redraw vs Offset The truth about investment bonds Insurance Insurance Life insurance Insurance through super Financial advisers What do financial advisers do? How to choose a financial adviser How 1% fees cost you a third of your nest egg Wraps and why advisers love them Revision log
