Passive Investing Guide
Featured Articles
Risk premium explained
A risk premium is the additional expected return for higher risk asset classes. Find out the mechanics of why the risk premium exists and examples of it in action.
Should I debt recycle or leave my money in the offset?
People often ask, ‘Should I debt recycle or leave my money in the offset?’, but taking money out of your offset to invest is actually two separate steps. Debt recycling is the second step – a mechanical step that does not require a decision – that comes after the first step, which is the real question you should be asking yourself.
Read on to understand what you should be asking instead and how to make that decision.
How much do I need to save every month to meet my retirement goal?
With this calculator, you can adjust the variables (savings rate, years, portfolio aggressiveness) until you find a combination that meets your retirement goal.
Whipsaws and hopping out of the market when there’s bad news
In major market declines, couldn’t we temporarily switch to cash after a slight decline and then switch back when it’s lower? Maybe, but it comes with a price.
Cash vs bonds (or both) in your portfolio
The different characteristics of cash and bonds, including risk and return, diversification, de-risking, and how to use this information when constructing your portfolio.
GHHF – The moderately leveraged ETF
One of the most innovative new funds was released in 2024 – GHHF.
GHHF is a leveraged ETF with an asset allocation similar to DHHF, but it differs from most leveraged ETFs in that it is moderately leveraged.
Read on to learn more about how GHHF works, what it invests in, how much leverage it has, how it is rebalanced, how much it costs, and more.