Passive Investing Guide
Featured Articles
Lump-sum investing
Investing a lump sum exposes you to entry-point risk. Depending on your risk tolerance, it can be a good idea to learn to DCA the right way.
Low interest rates – should I move to high dividend stocks instead?
What you need to know if you are thinking of moving your money into high dividend stocks to get a higher return than banks offer in this low rate environment.
Should I debt recycle or leave my money in the offset?
People often ask, ‘Should I debt recycle or leave my money in the offset?’, but taking money out of your offset to invest is actually two separate steps. Debt recycling is the second step – a mechanical step that does not require a decision – that comes after the first step, which is the real question you should be asking yourself.
Read on to understand what you should be asking instead and how to make that decision.
P2P lending and the risk-return spectrum
The higher returns offered by P2P loans don’t come for free. The cost is a higher risk of default and with a host of other downsides that are not immediately obvious.
Dividends are not safer than selling stocks
There’s a common misconception that dividends are safer than selling down shares. Read on to see why these fallacies exist and the risks they create.
Dividend investing vs total return investing
Only after you understand the difference between dividend investing and total return investing can you focus on what is most important in creating a diversified portfolio.