Passive Investing Guide

How is VDHG tax-inefficient?

Update June 29, 2024 – Vanguard has addressed both of the issues outlined in this article in their notice to investors. However, the ETF issue cannot be resolved in any…

Offset vs ETFs vs Super

This question of whether to put your money into Offset vs ETFs vs Super is a question of investment time horizon and risk tolerance, but is also impacted significantly by tax. Read on to learn how to decide where to put your money.

What’s the deal with REITs?

REITs or Real Estate Investment Trusts are publicly-listed companies that invest in real estate. They are often targeted by investors seeking yield that seldom appreciate the risks.

Pay off the mortgage faster or invest?

Whether to pay off the mortgage faster or invest is one of the most common questions that gets asked. Paying down your mortgage offers a guaranteed return. Investing has a higher return, but it’s not guaranteed. Read on to help decide which is better for you.