Passive Investing Guide

Should I debt recycle or leave my money in the offset?

People often ask, ‘Should I debt recycle or leave my money in the offset?’, but taking money out of your offset to invest is actually two separate steps. Debt recycling is the second step – a mechanical step that does not require a decision – that comes after the first step, which is the real question you should be asking yourself.

Read on to understand what you should be asking instead and how to make that decision.

Stock market risk

Get a deeper understanding of stock market risk, with an explanation of systematic risk, the risk premium, and de-risking vs diversification.

Offset vs ETFs vs Super

This question of whether to put your money into Offset vs ETFs vs Super is a question of investment time horizon and risk tolerance, but is also impacted significantly by tax. Read on to learn how to decide where to put your money.

What’s the deal with REITs?

REITs or Real Estate Investment Trusts are publicly-listed companies that invest in real estate. They are often targeted by investors seeking yield that seldom appreciate the risks.

Should I diversify out of VDHG?

We explore a question that often comes up from new investors whether they should diversify out of just VDHG and add other funds so they don’t have all their eggs in one basket.