​The higher returns offered by P2P loans don’t come for free. The cost is a higher risk of default and with a host of other downsides that are not immediately obvious.

​The US stock market has annihilated the rest of the world’s markets over the past decade. But how has it compared over longer time frames?

There’s a common misconception that dividends are safer than selling down shares. Read on to see why these fallacies exist and the risks they create.