Passive Investing Guide

GHHF – The moderately leveraged ETF

One of the most innovative new funds was released in 2024 – GHHF.

GHHF is a leveraged ETF with an asset allocation similar to DHHF, but it differs from most leveraged ETFs in that it is moderately leveraged.

Read on to learn more about how GHHF works, what it invests in, how much leverage it has, how it is rebalanced, how much it costs, and more.

Stock market risk

Get a deeper understanding of stock market risk, with an explanation of systematic risk, the risk premium, and de-risking vs diversification.

Pay off the mortgage faster or invest?

Whether to pay off the mortgage faster or invest is one of the most common questions that gets asked. Paying down your mortgage offers a guaranteed return. Investing has a higher return, but it’s not guaranteed. Read on to help decide which is better for you.

How is VDHG tax-inefficient?

Update June 29, 2024 – Vanguard has addressed both of the issues outlined in this article in their notice to investors. However, the ETF issue cannot be resolved in any…

Risk premium explained

A risk premium is the additional expected return for higher risk asset classes. Find out the mechanics of why the risk premium exists and examples of it in action.

The stock market is forward looking

The stock market is forward looking means that stocks are valued by their estimated future profits, and the price is adjusted to those expectations as soon as they are known, long before it impacts their profits. Read on to find out how this affects your decision of whether to invest or pay down your home loan.