Passive Investing Guide

Risk premium explained

A risk premium is the additional expected return for higher risk asset classes. Find out the mechanics of why the risk premium exists and examples of it in action.

How is VDHG tax-inefficient?

Update June 29, 2024 – Vanguard has addressed both of the issues outlined in this article in their notice to investors. However, the ETF issue can not be resolved in…

Should I diversify out of VDHG?

We explore a question that often comes up from new investors whether they should diversify out of just VDHG and add other funds so they don’t have all their eggs in one basket.

Offset vs ETFs vs Super

This question of whether to put your money into Offset vs ETFs vs Super is a question of investment time horizon and risk tolerance, but is also impacted significantly by tax. Read on to learn how to decide where to put your money.