Passive Investing Guide

The stock market is forward looking

The stock market is forward looking means that stocks are valued by their estimated future profits, and the price is adjusted to those expectations as soon as they are known, long before it impacts their profits. Read on to find out how this affects your decision of whether to invest or pay down your home loan.

How is VDHG tax-inefficient?

Update June 29, 2024 – Vanguard has addressed both of the issues outlined in this article in their notice to investors. However, the ETF issue can not be resolved in…

Should I diversify out of VDHG?

We explore a question that often comes up from new investors whether they should diversify out of just VDHG and add other funds so they don’t have all their eggs in one basket.