Passive Investing Guide
Featured Articles
Should I debt recycle or leave my money in the offset?
People often ask, ‘Should I debt recycle or leave my money in the offset?’, but taking money out of your offset to invest is actually two separate steps. Debt recycling is the second step – a mechanical step that does not require a decision – that comes after the first step, which is the real question you should be asking yourself.
Read on to understand what you should be asking instead and how to make that decision.
The stock market is forward looking
The stock market is forward looking means that stocks are valued by their estimated future profits, and the price is adjusted to those expectations as soon as they are known, long before it impacts their profits. Read on to find out how this affects your decision of whether to invest or pay down your home loan.
Lump-sum investing
Investing a lump sum exposes you to entry-point risk. Depending on your risk tolerance, it can be a good idea to learn to DCA the right way.
Why not just invest everything in the Australian market?
There are a few reasons people use to justify investing mostly or entirely in the Australian stock market. We go through those reasons to see which ones are sound, which are dangerous, and why.
How to get worldwide index exposure on the ASX
Unfortunately, there’s no single fund containing everything. Let’s define what worldwide exposure consists of and go through your options using 2-3 funds to achieve it.
Dividends are not safer than selling stocks
There’s a common misconception that dividends are safer than selling down shares. Read on to see why these fallacies exist and the risks they create.