Blog — Passive Investing Australia

The stock market is forward looking

Stocks are valued by their estimated future profits, and the price is adjusted to those expectations as soon as they are known, long before it impacts their profits. Read on to find out how this affects your decision of whether to invest or pay down your home loan. Read on »

Superannuation contribution types

In this article, we go through the two superannuation contribution types, their differences, limits, voluntary contributions types, and how to make contributions. Read on »

How much to save inside vs outside super

The most fundamental part of financial planning is determining how much you should be saving for retirement. This article goes through a few methods for calculating that and shows you how to determine how much to be saved inside vs outside super. Read on »

What is superannuation?

What is superannuation? Superannuation is a structure that holds investments, just like outside super, with the difference being that it attracts massive tax concessions, but the money is inaccessible until retirement age. Not using super will likely require you to work for many more years to amass the same retirement nest egg. Read on »

Redraw vs Offset

If you are buying a home that you may later turn into an Investment Property, not understanding the difference between a redraw vs offset this could cost you tens of thousands of dollars in lost tax deductions. Read on »

Marketable limit orders

What are market depth, market orders and limit orders, and why are marketable limit orders important when buying and selling ETFs? Read on »

Wraps and why advisers love them

Wrap accounts enable your adviser to manage your investments on your behalf, but they allow your adviser to do a lot more than that, and this isn’t always a good thing. Read on »

How 1% fees cost you a third of your nest egg

How on earth can 1% fees add up to a third of your nest egg lost? Read on for an easy-to-understand explanation. Read on »

How to choose a financial adviser

Financial advice can add real value to your life. But before agreeing to go ahead, you need to know how to choose a financial adviser. Read on »

What do financial advisers do?

Financial advice can add real value to your life. However, to get the most out of the advice process, and to protect yourself, you need know — what do financial advisers do? Read on »

Superhero Broker Review

Superhero is a low-cost online broker that lets you trade shares on the Australian and US markets. You can trade Aussie shares for $5, get free brokerage on Aussie ETF purchases, and US shares and ETFs for $0. You can also buy fractional shares with their US trading. Superhero also has just launched their new auto invest feature, and is just one of two Australian brokers that offers automated investing with ETFs.

This Superhero broker review will go through what you need to know so you can make the best decision in choosing a broker, including who is Superhero for, how does Superhero work, is Superhero safe, how much does it really cost to trade with Superhero, how to sign up, and alternative brokers depending on what you are looking for.

Read on »

SelfWealth Review

SelfWealth is a low-cost online broker that lets you trade shares on the Australian and US markets. It has a flat-fee pricing structure of $9.50 per trade regardless of trade size, is easy to use, safe, and offers kids (minor trust) accounts.

This SelfWealth review will go through what you need to know so you can make the best decision in choosing a broker, including who is SelfWealth for, how does SelfWealth work, is SelfWealth safe, how to sign up, how to sign up for a kids account, any gotchas to beware of, and alternative brokers depending on what you are looking for.

Read on »