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The recontribution strategy involves withdrawing super and re-contributing it to wash away tax that beneficiaries of your super upon your death would have had to pay. Read on to find out how it works. Read on »

To access your super in full and move it to an account-based pension, you need to meet a condition of release, which is typically being retired (or over 65).

However, there is another way to access it in full from 60 without retiring.

Read on to learn more. Read on »

If you can access your super while you are still working, the Income Swap Strategy can be a great way to convert some of the tax you pay to a boost to your super while taking home the same post-tax income. Read on »

One of the most important strategies as you approach retirement age is to get as much of your assets into super as possible. Read on to learn more about how the bring-forward rule can help. Read on »

Spousal contributions are one of three ways to add to your spouse’s super. Read on to find out if you are eligible to make spousal contributions, how much of a tax offset you can get, and whether it is better to make spousal contributions, or concessional contributions to your own super. Read on »

Contribution splitting is one of the most underused super strategies despite offering so many important benefits beyond boosting your spouse’s super, and this is mostly due to the lack of awareness of the many super strategies available to them.

Read on to learn the long list of benefits of this strategy. Read on »

Also known as ‘catch-up contributions’, from 2018–19, you can carry forward concessional contributions that were unused in the previous five years. Read on to find out the many advantages carry forward contributions can provide in your retirement funding. Read on »

If you are a low or middle-income earner, you may be eligible to get $500 added to your super with a $1,000 contribution of your own through the government super co-contribution scheme. You won’t find a better return on your money than a 50% risk-free return. Read on to find out if you (or your spouse or child)’are eligible. Read on »

The First Home Super Saver scheme allows you to add extra money into super to buy your first property. The tax savings add up to thousands of dollars of free money by way of reduced tax (about $8,000). Read on to learn more about it. Read on »

If you’ve had a few different employers in the past, you may have multiple super accounts, which could be costing you more in fees. In this article, we’ll explain how to consolidate your super and things to beware of to avoid costly mistakes. Read on »