Common questions

What to do with $5,000 to invest? Start with the investment order for new investors. Then determine whether to invest it based on when you will need it.

With the huge daily price movements in the stock market, is it better to sit out of the market and wait for some calm waters? Here’s what you need to know.

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In major market declines, couldn’t we temporarily switch to cash after a slight decline and then switch back when it’s lower? Maybe, but it comes with a price.

The inherent problems with waiting to invest, what it really means if you’re worried about a crash, and how to proceed.

Investing a lump sum exposes you to entry-point risk. Depending on your risk tolerance, it can be a good idea to learn to DCA the right way.

​What you need to know if you are thinking of moving your money into high dividend stocks to get a higher return than banks ​​offer in this low rate environment.

​With interest rates returning effectively nothing over inflation, is it worth moving from cash to bonds? To answer this, we need to compare the risk and return of each.

​With interest rates returning effectively nothing over inflation, is it worth moving from cash to bonds? To answer this, we need to compare the risk and return of each. ​

Whether to pay off the mortgage faster or invest is one of the most common questions that gets asked. Paying down your mortgage offers a guaranteed return. Investing has a higher return, but it’s not guaranteed. Read on to help decide which is better for you.

People often ask, ‘Should I debt recycle or leave my money in the offset?’, but taking money out of your offset to invest is actually two separate steps. Debt recycling is the second step – a mechanical step that does not require a decision – that comes after the first step, which is the real question you should be asking yourself.

Read on to understand what you should be asking instead and how to make that decision.

There are two dimensions when selecting ETFs vs managed funds vs LICs: stock selection style and structure. Here is a breakdown of how it applies to your investment options.

We explore a question that often comes up from new investors whether they should diversify out of just VDHG and add other funds so they don’t have all their eggs in one basket.