Dividends are not safer than selling stocks
There’s a common misconception that dividends are safer than selling down shares. Read on to see why these fallacies exist and the risks they create. Read on »
Misconceptions explained
Dividend investing vs total return investing
Only after you understand the difference between dividend investing and total return investing can you focus on what is most important in creating a diversified portfolio. Read on »
LICs – are they all they’re cracked up to be?
Before indexing, LICs filled a gap in the market for low-cost, infrequently traded funds. Let’s clear up the long list of fallacies surrounding them. Read on »
What is total return investing?
When a former financial adviser doesn’t even understand what total return investing is, it’s time to write an article to explain it! Read on »
P2P lending and the risk-return spectrum
The higher returns offered by P2P loans don’t come for free. The cost is a higher risk of default and with a host of other downsides that are not immediately obvious. Read on »
Why not invest in Indian fixed deposits at 8% interest?
Fixed-term deposits in India return a whopping 8% p.a. Should you convert your money to rupees and invest in them? Here’s what you need to know. Read on »
Should I chase higher interest rates in another country?
Each country’s bank interest rate is a little different. Read on to find out if it’s worth investing in a term deposit in a country with a higher interest rate. Read on »
Why not just invest everything in the Australian market?
There are a few reasons people use to justify investing mostly or entirely in the Australian stock market. We go through those reasons to see which ones are sound, which are dangerous, and why. Read on »
Why not just invest everything in the US market?
The US stock market has annihilated the rest of the world’s markets over the past decade. But how has it compared over longer time frames? Read on »
Emerging markets is crap – should I leave it out?
Emerging markets have done very poorly this past decade. Should you leave it out of your portfolio? Here’s what to consider. Read on »
Why you can ignore the index bubble argument
A breakdown of the index bubble argument and why it only makes in a world where people don’t like money. Read on »
The stock market is forward looking
The stock market is forward looking means that stocks are valued by their estimated future profits, and the price is adjusted to those expectations as soon as they are known, long before it impacts their profits. Read on to find out how this affects your decision of whether to invest or pay down your home loan. Read on »