Passive Investing

The inherent problems with waiting to invest, what it really means if you’re worried about a crash, and how to proceed. Read on »

Investing a lump sum exposes you to entry-point risk. Depending on your risk tolerance, it can be a good idea to learn to DCA the right way. Read on »

​What you need to know if you are thinking of moving your money into high dividend stocks to get a higher return than banks ​​offer in this low rate environment. Read on »

​With interest rates returning effectively nothing over inflation, is it worth moving from cash to bonds? To answer this, we need to compare the risk and return of each. ​ Read on »

Whether to pay off the mortgage faster or invest is one of the most common questions that gets asked. Paying down your mortgage offers a guaranteed return. Investing has a higher return, but it’s not guaranteed. Read on to help decide which is better for you. Read on »

People often ask, ‘Should I debt recycle or leave my money in the offset?’, but taking money out of your offset to invest is actually two separate steps. Debt recycling is the second step – a mechanical step that does not require a decision – that comes after the first step, which is the real question you should be asking yourself.

Read on to understand what you should be asking instead and how to make that decision. Read on »

This question of whether to put your money into Offset vs ETFs vs Super is a question of investment time horizon and risk tolerance, but is also impacted significantly by tax. Read on to learn how to decide where to put your money. Read on »

There are two dimensions when selecting ETFs vs managed funds vs LICs: stock selection style and structure. Here is a breakdown of how it applies to your investment options. Read on »

Unfortunately, there’s no single fund containing everything. Let’s define what worldwide exposure consists of and go through your options using 2-3 funds to achieve it. Read on »