How to get worldwide index exposure on the ASX
Unfortunately, there’s no single fund containing everything. Let’s define what worldwide exposure consists of and go through your options using 2-3 funds to achieve it. Read on »
Passive Investing
The Australian version of the 3-fund-portfolio
The 3-fund portfolio offers a balance between simplicity, diversification and flexibility, but using funds available on the ASX requires some additional information. Read on »
How is VDHG tax-inefficient?
Update June 29, 2024 – Vanguard has addressed both of the issues outlined in this article in their notice to investors. My understanding is that: Updates to the Diversified Funds and ETFs We have updated our suite of diversified product PDSs to enable investment in the ETF share class of the selected strategies alongside the unlisted managed fund share class. This change enhances the portfolio management of the diversified portfolios by enabling tighter tracking error … Read on »
Dividends are not safer than selling stocks
There’s a common misconception that dividends are safer than selling down shares. Read on to see why these fallacies exist and the risks they create. Read on »
Dividend investing vs total return investing
Only after you understand the difference between dividend investing and total return investing can you focus on what is most important in creating a diversified portfolio. Read on »
LICs – are they all they’re cracked up to be?
Before indexing, LICs filled a gap in the market for low-cost, infrequently traded funds. Let’s clear up the long list of fallacies surrounding them. Read on »
What is total return investing?
When a former financial adviser doesn’t even understand what total return investing is, it’s time to write an article to explain it! Read on »
P2P lending and the risk-return spectrum
The higher returns offered by P2P loans don’t come for free. The cost is a higher risk of default and with a host of other downsides that are not immediately obvious. Read on »
Why not invest in Indian fixed deposits at 8% interest?
Fixed-term deposits in India return a whopping 8% p.a. Should you convert your money to rupees and invest in them? Here’s what you need to know. Read on »
Should I chase higher interest rates in another country?
Each country’s bank interest rate is a little different. Read on to find out if it’s worth investing in a term deposit in a country with a higher interest rate. Read on »
Why not just invest everything in the Australian market?
There are a few reasons people use to justify investing mostly or entirely in the Australian stock market. We go through those reasons to see which ones are sound, which are dangerous, and why. Read on »
Why not just invest everything in the US market?
The US stock market has annihilated the rest of the world’s markets over the past decade. But how has it compared over longer time frames? Read on »