Superannuation

Contribution splitting is one of the most underused super strategies despite offering so many important benefits beyond boosting your spouse’s super, and this is mostly due to the lack of awareness of the many super strategies available to them.

Read on to learn the long list of benefits of this strategy. Read on »

Spousal contributions are one of three ways to add to your spouse’s super. Read on to find out if you are eligible to make spousal contributions, how much of a tax offset you can get, and whether it is better to make spousal contributions, or concessional contributions to your own super. Read on »

One of the most important strategies as you approach retirement age is to get as much of your assets into super as possible. Read on to learn more about how the bring-forward rule can help. Read on »

If you can access your super while you are still working, the Income Swap Strategy can be a great way to convert some of the tax you pay to a boost to your super while taking home the same post-tax income. Read on »

To access your super in full and move it to an account-based pension, you need to meet a condition of release, which is typically being retired (or over 65).

However, there is another way to access it in full from 60 without retiring.

Read on to learn more. Read on »

The recontribution strategy involves withdrawing super and re-contributing it to wash away tax that beneficiaries of your super upon your death would have had to pay. Read on to find out how it works. Read on »

If you are 55 or older and meet the eligibility requirements, you can make a downsizer contribution into your superannuation of up to $300,000 ($600,000 for a couple) from the proceeds of selling your home to help grow your retirement nest egg. Read on to learn more. Read on »

Pooling is an easy way for a fund to diversify into hundreds or even thousands of securities. But how does it affect the return on your investments and super? Read on »