Passive Investing Guide
Featured Articles
Creating an investment plan and Investment Policy Statement (IPS)
Setting goals gives you long-term vision and short-term motivation. Learn how to create a plan to keep you on track to reach those goals.
What’s the deal with small caps?
Small caps are a higher risk, higher return asset subclass. Learn what makes them riskier, the conflicting research on them, and how much to include in your portfolio.
Cash vs bonds (or both) in your portfolio
The different characteristics of cash and bonds, including risk and return, diversification, de-risking, and how to use this information when constructing your portfolio.
The Australian version of the 3-fund portfolio
The 3-fund portfolio offers a balance between simplicity, diversification and flexibility, but using funds available on the ASX requires some additional information.
Should I debt recycle or leave my money in the offset?
People often ask, ‘Should I debt recycle or leave my money in the offset?’, but taking money out of your offset to invest is actually two separate steps. Debt recycling is the second step – a mechanical step that does not require a decision – that comes after the first step, which is the real question you should be asking yourself.
Read on to understand what you should be asking instead and how to make that decision.
Risk premium explained
A risk premium is the additional expected return for higher risk asset classes. Find out the mechanics of why the risk premium exists and examples of it in action.