Passive Investing Guide

Should I debt recycle or leave my money in the offset?

People often ask, ‘Should I debt recycle or leave my money in the offset?’, but taking money out of your offset to invest is actually two separate steps. Debt recycling is the second step – a mechanical step that does not require a decision – that comes after the first step, which is the real question you should be asking yourself.

Read on to understand what you should be asking instead and how to make that decision.

GHHF – The moderately leveraged ETF

One of the most innovative new funds was released in 2024 – GHHF.

GHHF is a leveraged ETF with an asset allocation similar to DHHF, but it differs from most leveraged ETFs in that it is moderately leveraged.

Read on to learn more about how GHHF works, what it invests in, how much leverage it has, how it is rebalanced, how much it costs, and more.

Risk premium explained

A risk premium is the additional expected return for higher risk asset classes. Find out the mechanics of why the risk premium exists and examples of it in action.