Passive Investing Guide
Whipsaws and hopping out of the market when there’s bad news
In major market declines, couldn’t we temporarily switch to cash after a slight decline and then switch back when it’s lower? Maybe, but it comes with a price.
Low interest rates – should I move from HISA to Bonds?
With interest rates returning effectively nothing over inflation, is it worth moving from cash to bonds? To answer this, we need to compare the risk and return of each.
Risk premium explained
A risk premium is the additional expected return for higher risk asset classes. Find out the mechanics of why the risk premium exists and examples of it in action.
Low interest rates – should I move to high dividend stocks instead?
What you need to know if you are thinking of moving your money into high dividend stocks to get a higher return than banks offer in this low rate environment.
How is VDHG tax-inefficient?
To answer the question of how is VDHG tax-inefficient, we need to look at two things: Then we will look at your options for how to deal with it. Quick…
Stock market risk
Get a deeper understanding of stock market risk, with an explanation of systematic risk, the risk premium, and de-risking vs diversification.