There are two dimensions when selecting ETFs vs managed funds vs LICs: stock selection style and structure. Here is a breakdown of how it applies to your investment options.

​What you need to know if you are thinking of moving your money into high dividend stocks to get a higher return than banks ​​offer in this low rate environment.

People often ask, ‘Should I debt recycle or leave my money in the offset?’, but taking money out of your offset to invest is actually two separate steps. Debt recycling is the second step – a mechanical step that does not require a decision – that comes after the first step, which is the real question you should be asking yourself.

Read on to understand what you should be asking instead and how to make that decision.