Blog — Passive Investing Australia

Pre-mixed vs single-asset-class investments

In your super, you can choose pre-mixed investments, single asset class investments, or lifecycle investments. Each of these has different characteristics, and we will go through each of their benefits and downsides so you can decide what investment style is best for you. Quick Links Pre-mixed investment options Pre-mixed options are ready-made, diversified investment portfolios made up of multiple asset classes, such as shares, property, cash and bonds. The amount of these asset classes in … Read on »

Superannuation account types

This article goes through the three superannuation account types, how they are each taxed, access and restrictions, and how to contribute and draw from them. Read on »

Superannuation contribution types

In this article, we go through the two superannuation contribution types, their differences, limits, voluntary contributions types, and how to make contributions. Read on »

When can you access super?

To answer the question ‘when can you access super?’, you will need to meet what is called a ‘condition of release’.

There are ten conditions of release, with four of them being for the purposes of retirement and six being for early release.

Read on to learn more. Read on »

What is superannuation?

What is superannuation? Superannuation is a structure that holds investments, just like outside super, with the difference being that it attracts massive tax concessions, but the money is inaccessible until retirement age. Read on to learn how you can make super work for you. Read on »

Marketable limit orders

What are market depth, market orders and limit orders, and why are marketable limit orders important when buying and selling ETFs? Read on »

Wraps and why advisers love them

Wrap accounts enable your adviser to manage your investments on your behalf, but they allow your adviser to do a lot more than that, and this isn’t always a good thing. Read on »

How 1% fees cost you a third of your nest egg

How on earth can 1% fees add up to a third of your nest egg lost? Read on for an easy-to-understand explanation. Read on »

How to choose a financial adviser

Financial advice can add real value to your life. But before agreeing to go ahead, you need to know how to choose a financial adviser. Read on »

What do financial advisers do?

Financial advice can add real value to your life. However, to get the most out of the advice process, and to protect yourself, you need know — what do financial advisers do? Read on »

Superhero Broker Review

Superhero is a low-cost online broker that lets you trade shares on the Australian and US markets. You can trade Aussie shares and ETFs for $2 (up to $20,000), and US shares and ETFs for $2 USD (up to $20,000). You can also buy fractional shares with their US trading. Superhero also has an auto invest feature, and is just one of four Australian brokers that offers automated investing with ETFs.

This Superhero broker review will go through what you need to know so you can make the best decision in choosing a broker, including who is Superhero for, how does Superhero work, is Superhero safe, how much does it really cost to trade with Superhero, how to sign up, and alternative brokers depending on what you are looking for.

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SelfWealth Review

SelfWealth is a low-cost online broker that lets you trade shares on the Australian and US markets. It has a flat-fee pricing structure of $9.50 per trade regardless of trade size, is easy to use, safe, and offers kids (minor trust) accounts.

This SelfWealth review will go through what you need to know so you can make the best decision in choosing a broker, including who is SelfWealth for, how does SelfWealth work, is SelfWealth safe, how to sign up, how to sign up for a kids account, any gotchas to beware of, and alternative brokers depending on what you are looking for.

Read on »