To answer the question of how is VDHG tax-inefficient, we need to look at two things: Then we will look at your options for how to deal with it. Quick Links Managed funds vs ETFsCurrency hedgingWhat can you do about it?Final thoughts Managed funds vs ETFs What is an ETF and a managed fund? ETFs, managed funds, LICs, investment bonds, trusts, companies, and superannuation are all investment vehicles or legal structures that hold investments. A … Read on »
The 3-fund portfolio offers a balance between simplicity, diversification and flexibility, but using funds available on the ASX requires some additional information. Read on »
Unfortunately, there’s no single fund containing everything. Let’s define what worldwide exposure consists of and go through your options using 2-3 funds to achieve it. Read on »
We explore a question that often comes up from new investors whether they should diversify out of just VDHG and add other funds so they don’t have all their eggs in one basket. Read on »
There are two dimensions when selecting ETFs vs managed funds vs LICs: stock selection style and structure. Here is a breakdown of how it applies to your investment options. Read on »
Paying down your mortgage offers a guaranteed return. Investing has a higher return, but it’s not guaranteed. Read on to help decide which is better for you. Read on »
With interest rates returning effectively nothing over inflation, is it worth moving from cash to bonds? To answer this, we need to compare the risk and return of each. Read on »
With interest rates returning effectively nothing over inflation, is it worth moving from cash to bonds? To answer this, we need to compare the risk and return of each. Read on »
What you need to know if you are thinking of moving your money into high dividend stocks to get a higher return than banks offer in this low rate environment. Read on »
Investing a lump sum exposes you to entry-point risk. Depending on your risk tolerance, it can be a good idea to learn to DCA the right way. Read on »
The inherent problems with waiting to invest, what it really means if you’re worried about a crash, and how to proceed. Read on »
In major market declines, couldn’t we temporarily switch to cash after a slight decline and then switch back when it’s lower? Maybe, but it comes with a price. Read on »