ETFs vs managed funds vs index funds
There are two dimensions when selecting ETFs vs managed funds vs LICs: stock selection style and structure. Here is a breakdown of how it applies to your investment options. Read on »
Blog
Should I debt recycle or leave my money in the offset?
People often ask, ‘Should I debt recycle or leave my money in the offset?’, but taking money out of your offset to invest is actually two separate steps. Debt recycling is the second step – a mechanical step that does not require a decision – that comes after the first step, which is the real question you should be asking yourself.
Read on to understand what you should be asking instead and how to make that decision. Read on »
Pay off the mortgage faster or invest?
Whether to pay off the mortgage faster or invest is one of the most common questions that gets asked. Paying down your mortgage offers a guaranteed return. Investing has a higher return, but it’s not guaranteed. Read on to help decide which is better for you. Read on »
Why bonds?
With interest rates returning effectively nothing over inflation, is it worth moving from cash to bonds? To answer this, we need to compare the risk and return of each. Read on »
Low interest rates – should I move from HISA to Bonds?
With interest rates returning effectively nothing over inflation, is it worth moving from cash to bonds? To answer this, we need to compare the risk and return of each. Read on »
Low interest rates – should I move to high dividend stocks instead?
What you need to know if you are thinking of moving your money into high dividend stocks to get a higher return than banks offer in this low rate environment. Read on »
Lump-sum investing
Investing a lump sum exposes you to entry-point risk. Depending on your risk tolerance, it can be a good idea to learn to DCA the right way. Read on »
The market has never been this high – should I wait to invest?
The inherent problems with waiting to invest, what it really means if you’re worried about a crash, and how to proceed. Read on »
Whipsaws and hopping out of the market when there’s bad news
In major market declines, couldn’t we temporarily switch to cash after a slight decline and then switch back when it’s lower? Maybe, but it comes with a price. Read on »
Should I hold off buying stocks until the volatility has reduced?
With the huge daily price movements in the stock market, is it better to sit out of the market and wait for some calm waters? Here’s what you need to know. Read on »
What should I do if I have $5,000 (or $20,000) to invest?
What to do with $5,000 to invest? Start with the investment order for new investors. Then determine whether to invest it based on when you will need it. Read on »
GHHF – The moderately leveraged ETF
One of the most innovative new funds was released in 2024 – GHHF.
GHHF is a leveraged ETF with a similar asset allocation to DHHF, but it differs from most leveraged ETFs in that it is moderately leveraged, making it more appropriate for long-term passive investing. However, while it is appropriate for long-term passive investing, it is still further up on the risk-return spectrum than an unleveraged fund.
Read on to learn more about how GHHF works, what it invests in, how much leverage it has, how it is rebalanced, how much it costs, and more. Read on »