pay off the mortgage faster or invest

Pay off the mortgage faster or invest?

Whether to pay off the mortgage faster or invest is one of the most common questions that gets asked. Paying down your mortgage offers a guaranteed return. Investing has a higher return, but it’s not guaranteed. Read on to help decide which is better for you. Read on »

shrug

Why bonds?

​With interest rates returning effectively nothing over inflation, is it worth moving from cash to bonds? To answer this, we need to compare the risk and return of each. ​ Read on »

money stack

Lump-sum investing

Investing a lump sum exposes you to entry-point risk. Depending on your risk tolerance, it can be a good idea to learn to DCA the right way. Read on »

stockmarket risk

Stock market risk

Get a deeper understanding of stock market risk, with an explanation of systematic risk, the risk premium, and de-risking vs diversification. Read on »

risk premium

Risk premium explained

A risk premium is the additional expected return for higher risk asset classes. Find out the mechanics of why the risk premium exists and examples of it in action. Read on »