Whether to pay off the mortgage faster or invest is one of the most common questions that gets asked. Paying down your mortgage offers a guaranteed return. Investing has a higher return, but it’s not guaranteed. Read on to help decide which is better for you. Read on »
With interest rates returning effectively nothing over inflation, is it worth moving from cash to bonds? To answer this, we need to compare the risk and return of each. Read on »
With interest rates returning effectively nothing over inflation, is it worth moving from cash to bonds? To answer this, we need to compare the risk and return of each. Read on »
What you need to know if you are thinking of moving your money into high dividend stocks to get a higher return than banks offer in this low rate environment. Read on »
Investing a lump sum exposes you to entry-point risk. Depending on your risk tolerance, it can be a good idea to learn to DCA the right way. Read on »
The inherent problems with waiting to invest, what it really means if you’re worried about a crash, and how to proceed. Read on »
In major market declines, couldn’t we temporarily switch to cash after a slight decline and then switch back when it’s lower? Maybe, but it comes with a price. Read on »
With the huge daily price movements in the stock market, is it better to sit out of the market and wait for some calm waters? Here’s what you need to know. Read on »
What to do with $5,000 to invest? Start with the investment order for new investors. Then determine whether to invest it based on when you will need it. Read on »
One of the most innovative new funds was released in 2024 – GHHF.
GHHF is a leveraged ETF with a similar asset allocation to DHHF, but it differs from most leveraged ETFs in that it is moderately leveraged, making it more appropriate for long-term passive investing. However, while it is appropriate for long-term passive investing, it is still further up on the risk-return spectrum than an unleveraged fund.
Read on to learn more about how GHHF works, what it invests in, how much leverage it has, how it is rebalanced, how much it costs, and more. Read on »
Get a deeper understanding of stock market risk, with an explanation of systematic risk, the risk premium, and de-risking vs diversification. Read on »
A risk premium is the additional expected return for higher risk asset classes. Find out the mechanics of why the risk premium exists and examples of it in action. Read on »