Stock market risk
Get a deeper understanding of stock market risk, with an explanation of systematic risk, the risk premium, and de-risking vs diversification. Read on »
Blog
Risk premium explained
A risk premium is the additional expected return for higher risk asset classes. Find out the mechanics of why the risk premium exists and examples of it in action. Read on »
Cash vs bonds (or both) in your portfolio
The different characteristics of cash and bonds, including risk and return, diversification, de-risking, and how to use this information when constructing your portfolio. Read on »
What’s the deal with small caps?
Small caps are a higher risk, higher return asset subclass. Learn what makes them riskier, the conflicting research on them, and how much to include in your portfolio. Read on »
What’s the deal with REITs?
REITs or Real Estate Investment Trusts are publicly-listed companies that invest in real estate. They are often targeted by investors seeking yield that seldom appreciate the risks. Read on »
What about other asset classes besides stocks and bonds?
Investing outside the main asset classes of stocks and bonds has some challenges to be aware of. We go through a number of them, including property, infrastructure, and commodities. Read on »
How much do I need to save every month to meet my retirement goal?
With this calculator, you can adjust the variables (savings rate, years, portfolio aggressiveness) until you find a combination that meets your retirement goal. Read on »
Creating an investment plan and Investment Policy Statement (IPS)
Setting goals gives you long-term vision and short-term motivation. Learn how to create a plan to keep you on track to reach those goals. Read on »
Summary, next steps, and further reading
A recap of what you’ve learned so far, next steps such as creating an investment plan, and a reading list for furthering your education on passive investing. Read on »
DHHF and other VDHG alternatives
How does DHHF and BlackRock’s high growth multi-index fund stack up against VDHG? Read on »
Does the 10% bonds in VDHG make it a no-go?
Is the drag on returns from the 10% allocation to bonds in VDHG enough reason to avoid it? Read on to find out. Read on »
VDHG or roll your own
An easy-to-understand explanation of what VDHG is composed of and the pros and cons of the all-in-one approach vs a do-it-yourself approach. Read on »